Over the last two decades the banking industry has seen many changes, both good and bad, some of which brought on by external forces and some by its own doing. Regardless of the reasons, the banks client’s continually feel that they are at a disadvantage and the banking industries reputation has suffered.
Because of intense competition, in todays marketplace many banks are trying to figure out how to do more with less by leveraging data to improve decision turn times and provide a better customer experience. At THNQ Solutions we are passionate about building high performance teams and changing the tide of negative opinions about the banking industry. Through proven, simple and transparent communication techniques, we know how to coordinate the process and personnel improvements necessary to improve your organizations risk management and client relations.
Our advisory services are diverse and we make a commitment to solving your challenges as if they were our own. At THNQ Solutions our goal is to develop and implement the practical solutions necessary to produce the desired results and create high performance credit, lending and risk management teams.
Credit & Loan Review Management
- Develop internal loan review programs
- Provide loan & risk grading review services
Policy & Process Development
- Assessment of existing credit, lending & operations process
- Understand purpose & tolerances of organization for successful change management
- Create or redesign process flow charts and policies to support credit & lending functions
Tailored C&I program development
- Industry specific or specialty lending program development to reduce loan concentrations and develop lending niche
Training & Development of Lenders, Underwriters, Portfolio Managers
- Team & talent assessment
- Credit & non-credit training programs “tailored” to bank risk appetite, tolerances & needs
Insourcing/Outsourcing/Fractional & Project Management
- Short-term engagements requiring regular, on-site management
“Risk management should be an enterprise-wide exercise and engrained in the business culture of the organization.”